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Arkansas State Treasurer

AR ABLE Accounts

Tax-advantaged savings account for people with disabilities that doesn't count against SSI (up to $100,000) or Medicaid. Since Jan 1, 2026, disability must have begun before age 46 (was 26).

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Official Path

Financial AidBirth to 3Ages 3–5School ageTransition (14–21)AdultSenior

Who qualifies

Age
Any age
Needs
Disability onset before age 46 (as of 1/1/2026)

What it covers

  • 2026 annual contribution limit: $20,000
  • Arkansas state income tax deduction for contributions (reported up to $5,000 per contributor)
  • Tax-free growth and qualified withdrawals

How to apply

  1. 1Open an account online
Official sourceLast checked September 24, 2026

Sources

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